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Smith-Davidson Agency Blog

View the latest blog posts from Smith-Davidson Agency.

In Houston where temperatures are still hot and muggy, its hard to imagine that fall is actually here. But soon, leaves will start falling and the heat will finally give away to cooler days and nights. This time of year is a perfect time to get your car ready for driving this winter. READ MORE >>

Summer is winding down, temperatures are cooling off and with it being the best time of year to entertain outdoors, it’s time to review your insurance policies. Family and friends are spending much of their time outdoors on your property, and if you have a pool, children’s play equipm... READ MORE >>

Summertime brings to mind thoughts of cookouts, barbecues, days at the beach and baseball. Rarely does it bring to mind the thought of severe storms that leave hundreds or even thousands of dollars of damage in their wake. READ MORE >>

It’s amazing that The Fourth of July is less than a month away. Now is the time to start planning for this celebration of our country. So, while you are preparing your pool or lake house, stocking up on meat to grill, inviting all your neighbors and friends and organizing the firework show, don’t forget to think through the safety precautions which should be in order. READ MORE >>

In its latest report on auto insurance premiums, the Consumer Federation of America (CFA) said insurers charge higher premiums to safe drivers than to unsafe drivers. That claim seems to go against the grain when predicting risk in the insurance industry. READ MORE >>

In the modern-day business world, most companies have the need to hang on to certain information from their clients. The purpose of this can range from requested automatic billings to simply sending out bi-monthly newsletters. Sadly, this presents a real danger to companies due to the possibility of data breaches. READ MORE >>

No matter how small your business may be, you need workers’ compensation insurance to protect your employees and your business. Most states require businesses with employees to carry it, but even without this legal obligation, it is a necessary product for your business. READ MORE >>

Business liability insurance protects your small business against lawsuits for personal injury or damage to property. This insurance helps with the costs of legal action, as well as any damages that accrue from the lawsuit. There is more than one type of liability insurance, all dependent on your type of business, and what products and services you provide. READ MORE >>

As a new business owner, there may things that you don’t quite know about business insurance. Here are the most five important factors to remember when buying business insurance. Independent insurance Agent – using an independent agent is an option to purchase commercial insurance. READ MORE >>

There is increasing pressure in many countries for the introduction of usage based insurance (UBI), sometimes referred to as "pay-as-you-drive" or "pay-how-you-drive". For many younger drivers insurance premiums based on their standard risk profile are not affordable. READ MORE >>

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